Car Insurance in Sherwood Park – Auto Coverage for Liability and More

$2,000,000 in Liability (Section A) coverage is recommended to cover any injury or property damage.

Accident Benefits (Section B) coverage is mandatory coverage that covers medical, death benefits, and lost wages.

Loss of Use Endorsement (SEF 20) provides coverage for the rental of a substitute vehicle.

Family Protection Endorsement (SEF 44) is mandatory and covers you when another party injures you in an auto accident, but they don’t have inadequate insurance to compensate you.

Legal Liability for Physical Damage to a Non-Owned Automobile (SEF 27) extends your physical damage coverage to include a non-owned vehicle, (rented or borrowed). This coverage only applies to private passenger vehicles while in the care, custody, or control of the named insured party for a period of up to 30 days.

Comprehensive Coverage insures against fire, theft, vandalism, and other losses that are not covered under collision coverage.

Physical Damage (Section C) provides coverage for your vehicle if you have a collision with another object or upset.

Limited Waiver of Depreciation Endorsement (SEF 43) covers you for up to two years when you purchase a new vehicle and reimburses the purchase price of the vehicle for a total insured loss.